Aug 29, 2025  
2025-2026 Student Handbook 
  
2025-2026 Student Handbook

Student Finances


Financial Policies

Student Business Services (SBS) is responsible for the billing and collection of student accounts. TTUHSC reserves the right, without notice in this or any other publication, to change, amend, add to, or otherwise alter any or all fees, dues, rates, or other charges set forth herein and subject to action by the Texas State Legislature, the Board of Regents of the Texas Tech University System, or other authority.

TTUHSC reserves the right to deny credit for coursework completed in a semester or term and/or registration in a future semester or term for unpaid balances.The University accepts no responsibility for billings or refund checks sent to incorrect addresses or difficulties caused by the postal service or other delivery services. It is the student’s responsibility to ensure that payment is in the possession of Student Business Services by the university established due dates announced each semester. A late fee may be charged monthly for delinquent accounts.

Students must meet all financial responsibilities due the University. The writing of checks on accounts with insufficient funds, the non-payment or delinquent payment of outstanding loans, and failure to meet any other financial obligations to the University, are considered a lack of financial responsibility. Financial irresponsibility can subject the student to action by TTUHSC, including, but not limited to, denial of registration and possible adjudication under the Code of Professional and Academic Conduct. In addition, failure to meet financial obligations to the University may result in:

  1. Cancellations of the student’s registration if tuition and registration fees are not paid by the 12th class day and 20th class day (4th class day and 15th class day in summer), or if a returned check given in payment of tuition and fees is not redeemed by that time;
  2. Loss of University check writing privileges and possible criminal prosecution for writing insufficient fund checks and for failure to pick up a returned check;
  3. A hold placed on a student’s academic records preventing future registration (before registering, students may check on the presence of holds on their records by contacting the Office of the Registrar); and/or,
  4. Reporting of financial problems to a credit agency or a collection agent.

Tuition and Fees Payment Options

  1. Texas Education Code, Section 54.007, provides that state-supported institutions of higher education shall provide students with the election to pay tuition and fees during the fall, spring, or long summer semesters in installments. TTUHSC offers the following payment alternatives:
    1. Full payment of tuition and fees in advance of the beginning of the semester; or
    2. One-half payment of tuition and fees in advance of the beginning of the semester and separate one-fourth payments prior to the sixth and eleventh class weeks, respectively.
  2. TTUHSC shall develop procedures which will provide that students may elect to pay tuition and fees using the payment alternative. Student who elect to pay by installments are required to complete a Financial Responsibility Agreement each semester.
  3. TTUHSC is authorized to establish payment due dates in advance of the beginning of a semester and prior to the sixth and eleventh class weeks respectively so that required payments have been received and student records have been appropriately updated on the dates required by law.
  4. If a student elects to pay tuition and fees using the payment alternative, he or she shall be assessed an installment option fee in addition to the required payment of tuition and fees. The fee developed and recommended for approval shall reflect all costs incurred in operating and handling payments under the installment alternative. The rates of the fee shall be approved by the Board of Regents.
  5. If a student who has elected to pay tuition by installment fails to pay in full all amounts of tuition, other registration fees, installment option fee, late payment fees, and other authorized fees by the end of the business day of the last day of the semester, then he or she will be dropped from School for failure to pay.
  6. TTUHSC shall develop procedures so that students are notified of the requirements, provisions, and penalties of the installment payment options.
  7. For each academic year, the Board of Regents shall approve the assessment of tuition and mandatory fees for students of component institutions of the Texas Tech System. Discretionary Incidental Fees are approved by the President of each component institution. A listing of all approved rates can be found at: www.fiscal.ttuhsc.edu/studentbusserv/description_of_tuition_and_fees

Financial Aid

Financial aid at TTUHSC comes from many sources: grants, scholarships, and student loans. Federal, state, and local programs are available to students who appropriately demonstrate financial need.

General financial aid information, including steps for applying for financial aid, types of financial aid, student eligibility requirements, and disbursement dates, can be found on our website: https://www.ttuhsc.edu/financial-aid/.

Student financial aid awards may be viewed and accepted through the student’s WebRaider Portal under “Manage My Finances - Student Financial Aid.”

Exemptions and Waivers

  1. Waiver means that nonresident tuition is put aside and the student is assessed the Texas resident rate of tuition based on specific situations.
  2. Exemption means the student is not required to pay a portion or all of the tuition and fees based on specific qualifications.

All exemptions or waivers have been authorized by statute in the Texas Education Code or through action of the Board of Regents of the Texas Tech University System. TTUHSC reserves the right, without notice in this or any other publication, to change, amend, add to or otherwise alter any or all exemptions and waivers set forth herein subject to actions by the Texas State Legislature, the Board of Regents of the Texas Tech University System, or other authority as the case may be.

Waivers must be submitted no later than the 12th class day of a fall or spring semester or the 4th class day of a summer term. It is the student’s responsibility to check the student account to ensure the application of a waiver. No waivers will be accepted after the 20th class day (15th class day in summer terms) regardless of circumstances.

For more information about exemptions and waivers, visit the following Student Business Services webpage: www.fiscal.ttuhsc.edu/studentbusserv/exemptionsandwaivers.aspx

Tuition and Fees Refund Policies

Institutional Refund Policy

Texas Education Code, Section 54.006, provides the amount of tuition and fees to be refunded to students who drop courses or withdraw from the institution. Class day count is based on the official institution calendar for the school, not the specific course dates.

  1. Students who drop a course, but remain enrolled at the institution will be refunded at the following rate:
    Term Class Day Percent of Refund of Charges
    Fall, Spring, or Summer - More than 5 weeks but less than 10 weeks in duration 1st class day through 4th class day 100%
    Fall, Spring, or Summer - Duration of 10 weeks or longer 1st class day through 12th class day 100%
    After 12th class day None
  2. Students who withdraw from the institution (zero semester credit hours) are required to pay tuition and fees according to the following schedule based on their official withdrawal date:

    Term Class Day Percent of Refund of Charges
    Fall, Spring, or Summer - More than 5 weeks but less than 10 weeks in duration Before the 1st class day 100%
    1st, 2nd, or 3rd class day 80%
    4th, 5th, or 6th class day 50%
    7th class day or later None
    Fall, Spring, or Summer - Duration of 10 weeks or longer Before the 1st class day 100%
    1st five class days 80%
    2nd five class days 70%
    3rd five class days 50%
    4th five class days 25%
    21st class day and after None

Withdrawal from TTUHSC

It’s important for students who receive financial aid and withdraw or drop all courses during the term to be aware of the refund policies and to understand the impact they will have on the aid released and the continued financial aid eligibility. Current refund policies for students who withdraw or drop all courses during a term are determined by the Higher Education Title IV refund regulations.

Federal Refund and Repayment calculations must be performed for students who receive Title IV (Pell, FSEOG, and/or Federal Direct Loans) funds and officially withdraw from all courses, drop out of all courses, are expelled, take an unapproved leave of absence, or fail to return from an approved leave of absence prior to the 60% date of the term. All “unearned aid” must be returned to the federal aid programs as determined by the Federal Refund and Repayment calculations.

  1. The requirements for Title IV program funds are separate from the university refund policy. As such, you are responsible for unpaid institutional charges remaining after the refund calculation. You are also responsible for charges/ balances created by the returning of Title IV program funds that the school was required to return.

If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1(800) 4-FEDAID(1(800) 433-3243). TTY users may call 1(800) 730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.

Title IV Funds 

In order to keep all the Title IV financial aid issued in each term, students must be enrolled for more than 60% of the term. After this point in the term, students have earned 100% of the Title IV funds released for the term. Therefore, it is in your best interest to maintain attendance and complete at least one class each term that you receive federal aid to avoid repayment of funds.

How the calculation works:

  1. Number of days attended ÷ Days in semester = % of semester completed
  2. Total $ disbursed X % completed = Earned $
  3. Total $ disbursed - Earned $ = $ to be returned


Once it is determined that you owe money back to any of the federal aid programs, you will be ineligible to receive further federal aid at TTUHSC or any other institution, until this debt is cleared.

To remain eligible for financial aid, a student must maintain satisfactory academic progress (SAP). This evaluation process is comprised by three standards; qualitative, quantitative, and maximum time frame. This determination must be made at least once per year. This evaluation process may be different for different schools at the HSC. For more information and school specific SAP information, please visit: https://www.ttuhsc.edu/financial-aid/eligibility.aspx

  1. Qualitative - grade point average on hours attempted
  2. Quantitative - hours successfully completed based on hours enrolled. As a general rule, a student must successfully pass 67% of the hours they attempt (hours as of census date).
  3. Maximum Time Frame - students may not attempt more than 150% of the required program hours (or years for medical students) to complete their degree program.